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Product Weightages
The depositors’ share of the pool profit is distributed according to the weightages of the product that they have invested their funds in. Weightages are assigned based on 3 criteria i.e. tenor, amount and profit payment frequency. This means that a two-year fixed deposit at maturity will have a higher weightage than a one year fixed deposit at maturity. Also a one year deposit with profit option at maturity will have a higher weightage than a one year deposit with monthly profit option while a Savings deposit of Rs. 100,000 can have a higher weightage than a Savings deposit of Rs. 25,000.
